First Home Buyers

Helping First Home Buyers on the Gold Coast

At Gold Coast Lending Services, we offer comprehensive guidance for first-time home buyers. As we were first home buyers once, we understand how daunting the process can feel. We're here to streamline the steps and support you every step of the way. Whether you’re unsure if you’re earning enough, have questions about your employment status, or whether you’re self-employed, full-time, part-time, or casual, we can provide clarity and help you understand what your options could be.

Don’t worry about complicated lending terminology and jargon—we’ll explain everything clearly, ensuring it all makes sense. Whether you’re saving for a home in a few years or ready to buy now, we can help with everything from how much deposit you may need, to navigating property options.

We’ll guide you through the home shopping process, assisting with interactions with real estate agents and conveyancers and clarifying the importance of building and pest inspections, finance clauses, insurance and contracts. Based on our knowledge and experience, we advise when and why such professionals are required during the process.

As a local Gold Coast broker, we provide personalised, face-to-face support wherever it’s convenient for you—whether that’s at our office, your home, place of business, or a local café. We are committed to helping you feel confident and informed throughout your journey to homeownership on the Gold Coast.

If you have any questions like these, we're here to help and provide clear explanations. For more details, please visit our FAQs

What are the steps to buying my first home?
How much can I borrow for my first home?
What is the first home buyer grant in my state?
What are the costs involved in buying a home?
How do I save for a deposit?
What is LMI (Lenders Mortgage Insurance), and do I need it?
What documents do I need to apply for a home loan?
How does the home loan application process work?
What is the difference between a fixed and variable interest rate?
How do I choose the right mortgage broker?

Why Choose Gold Coast Lending Services?

Local Expertise: As your local Gold Coast broker, we understand the unique property market here.
Tailored Loan Solutions: We provide personalised advice based on your goals, ensuring clarity and a focus on detail.
Step-by-Step Guidance: From comparing loans to securing pre-approval, we’ll be with you every step of the way.
Face-to-Face Support: We offer in-person meetings, at a location that’s convenient for you—whether it’s at your home, office, or local café.
Extensive Lender Network: Access a broad range of lenders to find the most suitable loan product for your situation.
Coverage Area: Proudly serving the northern areas of the Gold Coast down to the Tweed Shire, including Southport, Runaway Bay, Miami, Hope Island, Coolangatta, and surrounding suburbs.