
Building and Construction Loans


Construction Loans with Gold Coast Lending Services
Building or renovating a property can be complex, but at Gold Coast Lending Services, we streamline the process by tailoring construction loans to suit the specific stages of your project. From purchasing land to laying the foundation and beyond, we ensure that each payment milestone is met with satisfaction.
We’ll explain your options clearly, including how progress payments work and what documentation is needed at each stage. We also ensure your loan matches your build timeline so that everything stays on track, whether you're constructing a new home or renovating your existing property.
As your local Gold Coast broker, we provide specialist guidance based on our experience in the property market. We’ll support you in key decisions, such as whether to opt for fixed or variable rates and assist you in managing payments and converting your loan once the project is complete.
If you have any questions like these, we're here to help and provide clear explanations. For more details, please visit our FAQs
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How does a construction loan work?
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What are progress payments, and how do they align with the build stages?
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Can I use a construction loan for renovations?
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How do I qualify for a construction loan?
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What documents do I need for a construction loan?
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How do interest payments work during construction?
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Can I lock in my loan rate during the build?
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What happens once my project is finished?
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Should I choose a fixed or variable loan for my construction project?
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Can I use equity from an existing property for my construction loan?

Why Choose Gold Coast Lending Services?
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Local Expertise: As your local Gold Coast broker, we understand the unique property market here.
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Tailored Loan Solutions: We provide personalised advice based on your goals, ensuring clarity and a focus on detail.
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Step-by-Step Guidance: From comparing loans to securing pre-approval, we’ll be with you every step of the way.
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Face-to-Face Support: We offer in-person meetings, at a location that’s convenient for you—whether it’s at your home, office, or local café.
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Extensive Lender Network: Access a broad range of lenders to find the most suitable loan product for your situation.
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Coverage Area: Proudly serving the northern areas of the Gold Coast down to the Tweed Shire, including Southport, Runaway Bay, Miami, Hope Island, Coolangatta, and surrounding suburbs.